How this late 30s couple improved their projected financial position for retirement by $2m+

We love information and reading. Here are some of our favourite books that have shaped our thinking.

Superannuation is becoming more flexible from 1 July 2022, with a raft of beneficial changes coming, which will impact most Australians, and particularly those who are pre-retirement or already retired.

Superannuation is one of the most powerful tools that we have access to for wealth creation, however most people tend to neglect it due to the delayed benefits. Whilst superannuation may not feel like a current priority, decisions made today can have a massive and lasting impact on your long-term financial position.

The economic and financial climate has certainly been uncertain in recent times. Here are 6 simple tips for investing that will help you navigate volatile times.

When prices are rising rapidly, as they have in the past few years, it can be difficult to maintain our lifestyle, and the belt buckles are subsequently tightened. A tailored financial plan can be hugely helpful during periods of high inflation to ensure you strike the best balance between maintaining your current lifestyle and achieving your financial goals longer term.

In late February the government announced a proposal for an additional 15% tax on the earnings attributed to individual superannuation balances above $3m. This announcement was followed by further detail in early March and is proposed to start from 1 July 2025.

The end of financial year is always a time when tweaks and optimisations can be made to improve your wealth position. But this year even more so, there are a number of opportunities available to give your wealth a boost as we lead into the EOFY.

Compounding is a very powerful tool in wealth accumulation. By starting early, staying the course, and letting compounding work for you, you can build wealth and create a passive income stream to support your financial independence in the long term.

Meet our clients Claire and Joe – a married couple in their late 30s with 4 kids. In this case study, we walk through the strategies we implemented to improve their projected financial position for retirement by $2m+.

Meet our clients Brett and Kylie – a couple of recently sold their small business to retire. In this case study, we walk through the strategies we have implemented to allow them to enjoy a significantly more comfortable retirement.